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MO50 Blog

An Australian blog that provides useful information on retirement planning, superannuation, and the financial world in an easy-to-understand manner.

January 20, 2020

FAQ - Are we locked in forever?

There is no lock-in contract.

January 1, 2020

FAQ - What are your fees?

We charge a percentage-based fee of 1% of your retirement savings balance per year on an on-going basis. For the first...

December 20, 2019

Active management VS Index management

An active fund manager selects the companies and sectors they believe are going to outperform a common index. For...

December 18, 2019

A good financial adviser is like a...

What is a financial planner? It’s the most common question I’m asked. If you ask Wikipedia, a financial planner is ‘a...

October 28, 2019

My business is my super.

Building a successful business doesn’t happen overnight. A successful business is a product of dedication, sacrifice,...

October 13, 2019

What is your 'investing time horizon'?

This has always struck me as a question that doesn’t make sense. In theory if a financial adviser asks their client...

September 30, 2019

Is your information already factored into the price?

Often people invest based on a prediction the price of their chosen asset will eventually rise. This must be the case,...

September 16, 2019

How to increase your age pension.

Tax. It’s an unavoidable aspect of working. Most people pay a lot of tax in their working life and don’t receive much...

September 2, 2019

Taking leave as a lump sum vs income.

Most people have another ‘asset’ up their sleeve leading up to retirement; their leave entitlements. In some cases, you...

August 19, 2019

Why people in their 50’s are stuck in the middle.

I’ve just had my first child just before I turn 30. My father was 30 when I was born and his father was 30 when he had...