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MO50 Blog

An Australian blog that provides useful information on retirement planning, superannuation, and the financial world in an easy-to-understand manner.

August 28, 2020

No such thing as no risk

If you’re in your 50’s, you have probably thought that the closer you are to retirement the more you should be invested...

August 21, 2020

What scares you about retirement?

Retirement sounds great, no more work, and the freedom to do whatever you want. But why do we sometimes fear what is...

August 14, 2020

What is a Financial Planner?

The term “financial planner” is broad one, as there are many different areas a planner can specialise in, much like a...

July 24, 2020

You can’t take away risk, you can only shift it

When people discuss superannuation and/or retirement planning, the topic of risk is often brought up in conversation.

July 15, 2020

Hand up vs Handout

Providing hand outs to your adult children is not going to teach them the valuable lessons they need to stand on their...

June 1, 2020

How to avoid a 17% inheritance tax

A big part of a financial planner's role is to minimise the tax you pay as much as possible, this even includes the tax...

May 18, 2020

Cash is king

The old-fashioned method of payment of cash has become a thing of the past for most people. But cash can be used as a...

May 4, 2020

3 ways that people lose money in shares

A lot of new clients who come to meet Lighthouse Financial Advisers get worried when they hear that they will be...

April 5, 2020

Why volatility isn’t a sign you did something wrong?

When we see our superannuation, balance rise and fall due to volatility, we as humans instinctively think that there’s...

March 1, 2020

Should you move all your super into cash when you retire?

There is a common belief that in retirement you should have moved all your super into cash and defensive assets (such...