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MO50 Blog

An Australian blog that provides useful information on retirement planning, superannuation, and the financial world in an easy-to-understand manner.

January 22, 2021

Junk Bonds Masquerading as Term Deposits

Junk bonds are frequently advertised as “an attractive alternative to term deposits”. But junk bonds do not guarantee...

January 20, 2021

The give-up, get-back ratio

So, what is ‘the give-up, get-back ratio’? Another way to phrase it is: what can I give up today to get back something...

January 15, 2021

Why depreciation is a real expense, not just a tax deduction

There’s no such thing as a free lunch. An oldie but a goodie – especially when it comes to tax deductions. Often you...

January 13, 2021

Listener Questions: Selling property now vs at retirement

First of all, thank you to Mike for listening to our podcast, and for sending us your question. We really enjoyed...

January 12, 2021

Protect your purchasing power, not your principal

One of the biggest fears our clients have is that despite working hard to save their desired $1.5 million for...

January 11, 2021

Diversity leads to better decision-making

We recently attended a 3-day business course about diversity and how it affects decision-making. But before we explain...

January 11, 2021

Retirement risk - Liquidity risk

Being liquid describes how quickly someone is able to get to their cash. When we talk about the risk to liquidity, we...

January 8, 2021

FAQ – Are you corporately owned?

We continue with our frequently asked questions today, and this is a fairly timely question as we recently got a new...

January 7, 2021

FAQ – Are they going to sell me a product they get a kickback from?

This is a question we get asked a lot. When we talk about ‘product’, we mean any product or service that we recommend...

January 5, 2021

Retirement risk: Market risk

Like any kind of risk associated with money, thinking about volatility can be daunting. But what we always say is that...